IDFC First Bank Personal Loan Interest Rate, Details, Status and Customer Care Number

IDFC First Bank Personal Loan Details

Particulars	Salaried	Self- Employed
Interest  Rate	10.49% – 30%	10.49% – 30%
Loan Amount	INR 1 lakh – 40 Lakh	INR 1 lakh – 10 Lakh
Tenure	12 to 60 Month	12 to 48 Month
Processing fee	2 to 3 % of the loan amount	2 to 3 % of the loan amount
Foreclosure chargers	Depending on the outstanding amount	Depending on the outstanding amount

IDFC First Bank Personal Loan Eligibility Criteria

You must be under the eligibility criteria for a IDFC First Bank Personal Loan. Your age, good Cibil score, documentation, and bank statement all are under eligibility criteria

For Salaried Individuals:-

1. AGE: minimum 23 to 60 years (Loan maturity)
2. The minimum salary  for CAT is INR 20,000 to 25,000
3. your total work experience for an IDFC First Bank Personal Loan should be at least 2 years
4. Currently, work experience in the organization  should be 6 month
5. Permanent residence

FOR Self-Employed Individuals:-

1. The business must have been in existence for a minimum period of 3 years
2. Owned residence or business premises are mandatory and submit a proof for the same
3. Average Bank Balance (ABB) should be more than or equal to INR 50000
4. Minimum Age: 25 years at the time of loan application; Maximum Age: 65 years at loan maturity

IDFC First Bank Personal Loan Documents Required (self-employed and salaried individuals)

• Identity proof:  passport, pan card, voter identity card, diving  card, Aadhaar card
• Address proof: Aadhaar Card, Driving License, Electricity Bill, Telephone Bill, Sale Deed/ Property             Purchase Agreement (for owned properties)
• Income Proof:  3 to 6-month salary slip ( For salaried individual)                                                                                                 2-year ITR, Balance Sheet, Last 3-month bank statement, owner proof &   business proof also (Self-employed individual)

IDFC First Bank Personal Loan Features

• No collateral: IDFC banks don’t need any kind of collateral or security to get the required loan amount
• Cibil Score: must be your Cibil Score for Personal Loan up to 750+
• Flexibility & repayment:  You don’t worry about your repayment value, your repayment value depends on your monthly income, and you will have a flexible tenure of 12 to 60 months to do the same for IDFC First Bank Personal Loan Payment.
• Balance Transfer Facility:  IDFC First Bank Personal Loan balance transfer facility through which you can easily transfer your current outstanding balance to the IDFC First Bank at lower interest rates.

How to Apply for IDFC First Bank Personal Loan Online

It is absolutely easy for you to apply for this loan online

1. Online application: you can apply for a personal loan online first go to Google and find WWW.IDFCFIRSTBANK.COM and register or open your account
2. Loan List: apply for your personal loan & check your eligibility & loan amount instantly
3. Document Submission: The bank relationship manager fix up an appointment to submit your document for a quick personal loan
4. Verification: After your documents have been collected, your personal loan application will be verified.
5. Approval & Disbursal:– When your document verification is successful. The bank transfers your loan amount to your bank account.

YOU CAN APPLY FOR AN OFFLINE PERSONAL LOAN

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