Hello, guys today we discuss most of the important topics About BankBazaar Home loan. We are well aware that every person wants their dream home in today’s time. Where he can live his life happily. So you are known fully detail about dream home loan in BankBazaar. We discuss in this article how to get a home loan very easily with minimum documents and what is eligibility and interest rate for this loan are. But most people remain confused about how much home loan amount one can get from BankBazaar. So don’t worry we provide every piece of information with simple language.
How to Apply BankBazaar Home Loan
A very easy option is available to get a home loan in BankBazaar. Simply click BankBazaar’s official website, choose the home loan option, and get complete Knowledge for further process. If you don’t understand, you can dial a toll-free number, complete your form step by step, and get a loan amount in your account.
Read More: Bajaj Finserv Home Loan Interest Rate
Bankbazaar Home Loan Interest Rate
Today time home loan interest rate starts from 6.5 percent. If you want to home loan so don’t wait this time is best for you to get the lowest home loan. This loan is a long-term loan. But if you want to BankBazaar home loan then you have an option to choose the best home loan plans BankBazaar home loan interest rate is very low compared to another bank. So don’t miss out visit now and get your dream home today.
BankBazaar Home Loan Eligibility
- Your minimum age of 18 years and your maximum age is 70 years
- Your Annual Income of at least 5 to 6 lakh depending on your employment
- Resident Indian, Non-Resident India (NRI), Person of Indian Origin (PIO) anyone can be applied
- Salaried, Self-employed
- A permanent residence, A rented residence where he/she has resided for at least a year before applying for a loan anyone
- Credit Scour at least 750 and more
Income Proof Document for BankBazaar Home Loan
For Salaried
- Salary Slips for the last three months
- If you have a copy of Form 16 or Income Tax Returns for the last two years
For Self-employed
- You Can Show Income Tax Returns for the last 3 years
- Certificate of Qualification If you are a doctor/CA and other professionals
- Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years
- Business License Details
- Business address proof
- TDS Certificate
BankBazaar Home Loan Documents Required
Identity Proof
- Driving License
- Valid Passport
- PAN
- Voter ID
Residence Proof
- Copy of Electricity Bill, Water Bill, Telephone Bill
- Copy of valid Passport, Aadhaar Card, Driving License
Other Documents
Employer Identity Card
- Duly filled loan application form affixed with 3 passport size photographs
- Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions
- Bank account statements for all the bank accounts owned by the applicant for the last six months
Read More: SBI Home Loan Eligibility
BankBazaar Home Loan fees and Charges
- Processing fees
- Prepayment charges
- Conversion fees
- Cheque dishonor charges
- Fees on account of external opinion
- Fees on account of external opinion
- Default charges
- Incidental charges
- Statutory/regulatory charges
- Photocopy of documents
- Change in the loan term